Apna Pay — India ka apna
payments partner
We're on a mission to make digital payments simple, fast, and accessible for every Indian. From street vendors to large enterprises — Apna Pay powers commerce across the country. Our IPO is launching soon. Register your interest and be the first to invest in India's next fintech success story.
Why choose Apna Pay?
Apna Pay was founded to solve a real problem: the majority of Indians were excluded from the formal financial system. Today, we serve 50 million users with a full suite of digital payment and financial tools — built for India, in Indian languages, at Indian prices.
Fast & secure UPI payments
Send and receive money instantly via UPI, IMPS, and NEFT. Available 24/7 with bank-grade encryption and fraud detection.
Merchant payment solutions
QR codes, payment links, POS terminals, and business dashboards helping 2M+ merchants accept digital payments effortlessly.
Micro-lending & buy now pay later
Instant small-ticket loans and BNPL options for underserved customers and small business owners.
Bill payments & recharges
Pay electricity, water, gas, broadband, and mobile bills — all in one place, in 12 Indian languages.
Insurance & savings
Micro-insurance products and digital savings options designed for first-time financial users in Tier 2 and Tier 3 cities.
Get notified when our IPO opens
Register your interest today. We will send you the IPO date, issue price, lot size, and prospectus link as soon as it is announced.